In 2024, refund/policy abuse was the most common type of fraud, experienced by just under half of online merchants worldwide. Real-time payment fraud affected 45 percent of merchants, and phishing, pharming and whaling another 42 percent, according to the source. First-party misuse (also known as “friendly fraud”) impacted 39 percent of merchants. Both refund/policy abuse and first-party misuse occur post-purchase, so unlike phishing or card testing, are not attacks that can be stopped in real-time, making them more difficult for online merchants to manage.
Most common types of fraud experienced by online merchants worldwide in 2024
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Merchant Risk Council. (March 6, 2025). Most common types of fraud experienced by online merchants worldwide in 2024 [Graph]. In Statista. Retrieved May 20, 2025, from https://www.statista.com/statistics/1297428/leading-fraud-attacks-online-merchants-worldwide/
Merchant Risk Council. "Most common types of fraud experienced by online merchants worldwide in 2024." Chart. March 6, 2025. Statista. Accessed May 20, 2025. https://www.statista.com/statistics/1297428/leading-fraud-attacks-online-merchants-worldwide/
Merchant Risk Council. (2025). Most common types of fraud experienced by online merchants worldwide in 2024. Statista. Statista Inc.. Accessed: May 20, 2025. https://www.statista.com/statistics/1297428/leading-fraud-attacks-online-merchants-worldwide/
Merchant Risk Council. "Most Common Types of Fraud Experienced by Online Merchants Worldwide in 2024." Statista, Statista Inc., 6 Mar 2025, https://www.statista.com/statistics/1297428/leading-fraud-attacks-online-merchants-worldwide/
Merchant Risk Council, Most common types of fraud experienced by online merchants worldwide in 2024 Statista, https://www.statista.com/statistics/1297428/leading-fraud-attacks-online-merchants-worldwide/ (last visited May 20, 2025)
Most common types of fraud experienced by online merchants worldwide in 2024 [Graph], Merchant Risk Council, March 6, 2025. [Online]. Available: https://www.statista.com/statistics/1297428/leading-fraud-attacks-online-merchants-worldwide/